Philip Passero has been in Financial Crimes for almost 10 years, and is currently the VP of Digital Fraud Strategy at M&T Bank. Philip leads the team responsible for digital behavioral analytics, payment authentication, and overall fraud strategy as it relates to optimizing digital money movement for the Bank. Philip is an expert in blending FRAML strategies to capitalize on detecting nefarious use of payment rails, leveraging his past BSA experience in Customer Due Diligence, KYC, and High-Risk Industries.