Mike Timoney is Vice President for Secure Payments at the Federal Reserve Bank of Boston. Mike has responsibility to understand the payments and fraud landscape and identify areas where security must be improved. Mike is responsible to design, develop, and implement key elements of the Fed’s strategy for payment security with focus on efforts related to fraud definitions, improving fraud data, and research into fraud, cyber threats, and emerging technologies. He also contributes to opportunities for collaboration with the payments industry. Mike joined the Boston Fed in 2019 upon retirement from Bank of America where he served as head of global card and comprehensive payables fraud. He held various roles of increasingly responsibility in commercial and corporate treasury fraud, electronic payments, and program and portfolio management.  Mike is a Certified Treasury Professional (CTP) and a Certified Fraud Examiner (CFE).  He holds degrees from The University of North Carolina Charlotte.