Joe Potuzak is a veteran commercial banker with expertise in payments, risk management and commercial lending. As Senior Vice President and Operational Risk Management Risk Executive for BB&T, Joe leads a team that provides risk oversight for retail and wholesale payments, fraud and banking operations. Joe was the Risk Manager for BB&T’s Payment Solutions Division and is Chair of the Risk Committee of the Board for Early Warning Services, LLC, owner of the Zelle® digital payments network.
Prior to joining BB&T, Joe held various leadership roles at Wachovia Bank, N.A. including Director of Risk Services and Treasury Services Risk Manager. Joe earned his M.B.A. from the University of Central Florida, is a NACHA Accredited Automated Clearinghouse Professional (AAP), is a member of the Risk Management Association (RMA), and was a captain in the United States Air Force Reserve.