Karen Boyer hasover20 years of diverse banking experience with over 15in the realm of Fraud. She is currently Senior Vice President of Financial Crimes at M&T Bank.  In this capacity, Karen is responsible for running teams of analysts and investigators, developing fraud detection and prevention strategies related to financial channels in and out of the organization, and managing the risk of the evolving real-time payment methods in the financial industry.

Ms. Boyer has held various positions in the fraud umbrella with increasing responsibility and successfully developed key strategies and techniques to substantially reduce loss and protect new product releases as payments continue to digitize and deliver in real time. By her peers and organization, she is considered an expert in cybercrimes, sweetheart scams, phishing techniques, card cracking, ATO, and credential harvesting related to recruitment of money mules and cyber threat actors around the country.

Karen is an active member of the ABA, ACFE, FS-ISAC and the IAFCI; obtaining her Certification in Cyber Crime Investigations, Certification in Financial Crime Investigations, as well as CFE. She holds a position on the ABA fraud advisory group, the ACFE fraud council, Co-Chairs both the Fraud Monitoring Task force for FDX and the Cyber Fraud Industry Group for IAFCI, as well as many other fraud industry-working groups.