Raj is Director of Fraud Strategy, North America at BioCatch with over 15 years of Financial Services industry experience in the U.S. having worked for HSBC, Yodlee, Intuit, ID Analytics and TransUnion prior to joining BioCatch. Throughout his career, he has been at the cusp of business and technology advising his customers on how technology solutions can be operationalized to solve real-life business problems. He is very passionate about the world of identity and fraud and has deep SME in Fraud Risk, Device risk, Credit Risk, Machine Learning based predictive modeling and Customer Authentication in an omni-channel environment. At BioCatch, he frequently talks to customers, listening to their fraud problems and how the right use of technology can enable them to offer a great user experience while reducing manual review effort and keeping fraudsters at bay.