Erin Vertin, Executive Director, is the Head of Bank Fraud and Global Alerting Operations for Morgan Stanley/E*Trade. She oversees the Firm’s bank fraud performance and manages teams responsible for debit card strategy and detection operations for all payment and non-payment strategies. Erin serves as the Firm's subject matter expert for all payment activities and provides training and awareness to payment stakeholders globally. Erin has been with Morgan Stanley since December 2020. Prior to joining Morgan Stanley, Erin spent 15 years’ with Truist Bank, formerly BB&T, performing various first- and second-line risk roles in support of fraud prevention. Erin has a passion for fraud prevention and is a strong believer in the fact that you can’t fix something unless you acknowledge it’s broken which makes her a sought out collaborator and partner in controls remediation. She loves the pace of fraud and the strong collaboration within the community. Erin resides in the Baltimore area and spends her free time traveling with her husband of 18 years and their two boys.