Rick’s career in Financial Services Fraud Investigation, Operations and Risk Management has spanned over 36 years.  He began work in Financial Services Industry shortly after graduating with a BS Degree in Criminal Justice from Edinboro University of Pennsylvania in 1980. After spending 14 years managing bank security and corporate investigations for Household International Rick moved to Citibank and began a career in Credit Card Fraud Risk Management.  He managed Fraud Risk and Operations for the Private Label Card Program and later managed Fraud Risk for the North American Branded (Mastercard, Visa and American Express) Programs.   Rick then became the Fraud Leader for GE Capital Retail Bank which transitioned to Synchrony Bank.  He retired from Synchrony Bank in 2018 and shortly thereafter accepted a role with CNG Holdings to develop and manage an Identity and Fraud Risk Program.   Working closely with a number of well-known industry vendors and experts, Rick led the design and implementation of a highly successful Identity Management platform that has allowed CNG Holdings to grow their online presence with limited identity fraud risk. 

Rick’s expertise includes fraud investigation, identity and fraud risk management, acquisition risk management and credit card fraud risk management.  He was a member of the Mastercard North American Fraud Advisory Board and was an active member of the Credit Card Fraud Roundtable hosted by Auriemma.  He worked with members of the Fraud Control Roundtable and later with the industry group on the 2018 legislation that allowed bank and lenders real time access to Social Security Data to help- combat Synthetic ID.  Rick has spoken as a subject matter expert on the topic of credit card fraud and identity management on a number of occasions at various industry conferences.    

During his career Rick has had the opportunity to call cities across the U.S home.  He settled and now works remotely from the Austin, TX area.  In his spare time, he enjoys hiking and horseback riding, but golf is his passion, he plays as often as possible.