Rajat is the Vice President, Global Fraud Risk Management at American Express. He leads a highly skilled and dynamic team to shape fraud strategies at all customer touchpoints including account opening, point of sale and account servicing. Rajat has a passion of Fraud Risk management and has spent 13 years in various roles. Prior to his current role, he led the Identity and Authentication strategy team and before that, he was the head of Global Fraud Modelling. He has extensive experience analyzing and deploying a range of machine learning solutions to advance fraud detection. Rajat has been with American Express since 2001 and began specializing in Fraud Risk Management in 2009. He holds an MBA in Financial Management from Pace University, New York and a B.E. in Electrical Engineering from Stevens Institute of Technology, New Jersey.