Rick’s career in the financial services industry has spanned thirty-eight years staring with Household International in 1982.  Leveraging his educational background in Criminal Justice, he transitioned from Bank Branch Manager to Bank Security Operations.  He led Bank Security and Fraud Investigations for Household Bank’s California, Colorado, and Illinois Bank networks and the Mortgage Lending division.  Rick later helped develop and lead the Corporate Investigation Team. 

In 2000, Rick transitioned to a new role in Identity and Credit Card Fraud Risk Management.  Over the next 20 years he held positions of increasing scope at Citi Bank, Dell Financial Services and Synchrony Bank.  During Rick’s tenure as Synchrony Bank’s fraud leader, he was involved with an industry coalition developing legislation to allow automated real time access to Social Security Administration data to help combat Synthetic Fraud. 

In 2018 Rick retired from Synchrony Bank. However, he continues to remain active in fraud prevention, joining Axcess Financial as Director of Fraud Strategy.  In his current role, he has focused on developing a versatile Identity Fraud Management Platform with some of the leading fraud companies in the industry.  In addition, Rick remains active as a Speaker and Subject Matter Expert focused various fraud topics including Identity Theft and Synthetic Identity Fraud. 

During his career Rick traveled across the U.S. He and his family lived in six states and nine different cities.  He now resides with his wife Traci in the Austin, TX area.  Rick and Traci enjoy a wide variety of activities including travel, golf, hiking and horseback riding.      

Rick’s career in the financial services industry has spanned thirty-eight years staring with Household International in 1982.  Leveraging his educational background in Criminal Justice, he transitioned from Bank Branch Manager to Bank Security Operations.  He led Bank Security and Fraud Investigations for Household Bank’s California, Colorado, and Illinois Bank networks and the Mortgage Lending division.  Rick later helped develop and lead the Corporate Investigation Team. 

In 2000, Rick transitioned to a new role in Identity and Credit Card Fraud Risk Management.  Over the next 20 years he held positions of increasing scope at Citi Bank, Dell Financial Services and Synchrony Bank.  During Rick’s tenure as Synchrony Bank’s fraud leader, he was involved with an industry coalition developing legislation to allow automated real time access to Social Security Administration data to help combat Synthetic Fraud. 

In 2018 Rick retired from Synchrony Bank. However, he continues to remain active in fraud prevention, joining Axcess Financial as Director of Fraud Strategy.  In his current role, he has focused on developing a versatile Identity Fraud Management Platform with some of the leading fraud companies in the industry.  In addition, Rick remains active as a Speaker and Subject Matter Expert focused various fraud topics including Identity Theft and Synthetic Identity Fraud.