Henry Michaluk is Head of Digital Fraud Risk at HSBC Bank USA, N.A. and has second line responsibilities for digital fraud across commercial, private banking and retail banking wealth management. He’s based in New York City, USA.

Henry has a 25-year banking background with experience ranging across digital fraud strategy, cyber security, digital product management, global management, and defining and delivering global customer identity & access management capabilities across multiple business lines.

Henry holds a Bachelor of Arts degree from Manchester University with honors.